Camden Property Tax: Rates, Exemptions & Tax Board (2026)

For a normal 2026 Camden County assessment appeal, the deadline was Wednesday, April 1, 2026 at 4:00 p.m.; Lindenwold and Pine Hill had the revaluation-year deadline of Friday, May 1, 2026 at 4:00 p.m. If you received a 2026 added or omitted assessment, the next county deadline is Tuesday, December 1, 2026 at 4:00 p.m. File with the Camden County Board of Taxation online at MyNJAppeal, or by paper to 509 Lakeland Road, Forrest Hall, 2nd Floor, Blackwood, NJ 08012—received, not merely postmarked.

How assessments work in Camden County

Camden County is a New Jersey “traditional calendar” county. Your municipal assessor sets the assessment, assessment lists are filed in January, assessment notices are mailed by February 1, and regular appeals open after February 1. For 2026, Camden County’s own TL-45 schedule shows most towns mailed notices in January 2026 with an April 1 appeal deadline; Lindenwold and Pine Hill show February 2 mailing dates and a May 1, 2026 deadline because they were revaluation/reassessment districts.

A tax appeal is about value, not whether your tax bill feels high. The Board will not reduce taxes because school, county, or municipal budgets increased. You must prove the assessment is wrong under New Jersey’s market-value and Chapter 123 ratio rules. For 2026 appeals, Camden County’s best comparable sales are generally arms-length sales from October 1, 2024 through October 1, 2025.

Current cycle notes for homeowners: Magnolia is in a revaluation being performed by a private firm for tax year 2027. Runnemede, Waterford, and Woodlynne are in reassessments handled internally by municipal assessors. Those projects are expected to place new assessments on the 2027 tax list, with final assessment postcards mailed by February 1, 2027 and a May 1, 2027 appeal deadline in those towns.

Camden publishes ratios and tax rates by municipality. For example, the 2026 Chapter 123 average ratio and upper limit are 54.32% / 62.47% in Cherry Hill, 56.95% / 65.49% in Gloucester Township, 58.00% / 66.70% in Winslow, and 109.70% / 126.16% in Pennsauken. These ratios matter: if your town is not at 100%, the Board usually applies the average ratio to proven true market value.

Whether you should appeal

Start with a quick test: divide your assessment by the market value you can prove with sales. If the result is above your town’s upper Chapter 123 limit, you may have a case. If your town just completed a revaluation or reassessment, the simpler question is whether your assessment exceeds market value.

Example using Camden County’s actual published 2025 rate: say a Cherry Hill home is assessed at $300,000, but three strong comparable sales support a market value of $450,000 as of October 1, 2025. The assessment ratio is 66.7% ($300,000 ÷ $450,000), above Cherry Hill’s 2026 upper limit of 62.47%. The revised assessment would be about $244,440 ($450,000 × 54.32%). That is a $55,560 reduction. Using Cherry Hill’s 2025 general tax rate of 4.348 per $100 of assessment, the rough annual tax savings would be $2,416 ($55,560 ÷ 100 × 4.348). Your actual savings depends on your municipality’s current tax rate and whether the judgment changes only the current year or is protected by the Freeze Act.

Do not file just because neighboring homes have lower assessments. Camden’s instructions say comparable assessments are not acceptable evidence; comparable sales are. Also avoid weak sales: most sheriff sales, foreclosures, short sales, family transfers, and listings usually carry little weight.

I did not find an official Camden County publication giving residential appeal success rates or median reductions. Treat any “average savings” claim from a private firm as marketing unless it cites county judgments.

Step-by-step how to file

1. Get your assessment notice and property record card. Camden’s site links to a Property Assessment Data Search Hub; your municipal assessor can confirm square footage, class, lot size, and sales details.

2. Choose the right form. Use Form A-1, Petition of Appeal for a regular assessment appeal. Use Form AA-1, Added/Omitted Petition of Appeal if you are appealing an added, omitted added, or omitted assessment. If you want to organize evidence, use the state A-1 Comparable Sales Analysis Form.

3. Prepare evidence. You may list up to five comparable sales, but two or three very similar sales are often stronger than five weak ones. Include deed date, sale price, block/lot, photos, and why each sale is comparable. For a 2026 appeal, Camden says sales from October 1, 2024 to October 1, 2025 have the most evidentiary value.

4. File with the Camden County Board of Taxation. Online filing is through www.mynjappeal.com. Camden also accepts paper filing by mail or in person at Camden County Board of Taxation, 509 Lakeland Road, Forrest Hall, 2nd Floor, Blackwood, NJ 08012. The county lists online, mail, and in-person filing; it does not list email as a filing method, although the Board email for questions is ccboardoftaxationinfo@camdencounty.com.

5. Serve the municipality. The original goes to the County Board. Copies must be served on the municipal assessor and municipal clerk, and you should keep one copy. Attach supporting documents to all copies.

6. Pay the fee. The filing fee is $5 if assessed value is under $150,000; $25 for $150,000 to under $500,000; $100 for $500,000 to under $1,000,000; and $150 for $1,000,000 or more. Classification appeals are $25. Checks should be payable to County Tax Administrator. There is no filing fee to appeal denial of the listed senior/disabled or veteran deductions.

7. Keep paying taxes. Camden’s FAQ says you must pay taxes normally, including first-quarter taxes due February 1, or your appeal can be dismissed.

What happens after

The appeal authority is the Camden County Board of Taxation. The Board’s public hours are Monday through Friday, 9 a.m. to 4 p.m.; hearings and meetings are held at Lakeland Campus, Forrest Hall, 509 Lakeland Road, 2nd Floor, Blackwood, with virtual access available.

You will receive a hearing notice at least about 10 days before the hearing. For 2026 regular appeals, Camden scheduled hearing dates in May and June; added/omitted appeals are scheduled for December 15, 2026. If you requested an in-person or virtual hearing, you are sworn in, explain your evidence, answer the municipality’s questions, hear the municipality’s evidence, and may ask questions back. Board commissioners may ask for clarification.

Camden also offers a summary hearing option. That means the Board reviews only the documents you filed; you do not give in-person or virtual testimony. Choose this only if your evidence is self-explanatory. If you submit an appraisal, Camden requires the appraiser—and in some cases you—to appear.

Evidence must be received by the Board, municipal assessor, and municipal clerk at least seven calendar days before the hearing if it was not included with the petition. If you bring evidence for the first time at the hearing, Camden says it will not be admitted.

By law, county tax boards generally must issue judgments within three months after the last filing date, unless the state grants an extension. Camden enters judgments electronically and mails physical copies to the appellant, attorney if any, municipal assessor, and tax collector. If you disagree, you have 45 days from the mailing date of the judgment to file with the New Jersey Tax Court.

Local tips

Check relief programs before and after appealing. New Jersey’s 2026 property tax relief filing deadline for the combined PAS-1 application is November 2, 2026. Homeowners may qualify for ANCHOR; seniors and disabled residents may qualify for Senior Freeze; eligible seniors may also qualify for Stay NJ. These are relief benefits, not assessment appeals.

Also check local deductions. Camden County lists the $250 Senior Citizen/Disabled Person deduction using Form PTD, generally filed with the municipal assessor or collector, and the $250 Veterans deduction using Form V.S.S. The county also lists the 100% Disabled Veteran Dwelling Exemption using Form D.V.S.S.E. If one of these was denied, Form A-1 can be used to appeal that denial, with no filing fee.

Finally, match your evidence to your municipality. A Voorhees home, where the 2026 ratio is above 100%, is analyzed differently from a Cherry Hill or Gloucester Township home with ratios in the 50s. Before filing, ask your assessor for the property record card for your home and your best comps, and fix obvious factual errors—wrong living area, finished basement, condition, or property class—before you rely on the Board to infer them.

Camden County Property Tax Rate

Camden County does not have one countywide homeowner tax rate; the official Camden County Board of Taxation rate table lists 2025 general tax rates by municipality, stated per $100 of assessed value: Audubon 4.200, Audubon Park 6.918, Barrington 4.999, Bellmawr 3.844, Berlin Boro 3.472, Berlin Twp 3.942, Brooklawn 4.434, Camden 3.687, Cherry Hill 4.348, Chesilhurst 4.724, Clementon 4.776, Collingswood 2.231, Gibbsboro 4.663, Gloucester City 5.293, Gloucester Twp 4.179, Haddon Twp 2.179, Haddonfield 3.315, Haddon Heights 3.492, Hi-Nella 6.764, Laurel Springs 5.729, Lawnside 4.876, Lindenwold 4.769, Magnolia 4.967, Merchantville 5.502, Mt. Ephraim 5.349, Oaklyn 5.625, Pennsauken 2.172, Pine Hill 5.508, Runnemede 4.781, Somerdale 4.798, Stratford 5.001, Tavistock 1.454, Voorhees 2.574, Waterford 4.560, Winslow 3.695, and Woodlynne 8.103.

Source: https://www.camdencounty.com/wp-content/uploads/2020/11/2025_county_tax_rates-2.pdf

When Are Property Taxes Due in Camden County?

New Jersey property taxes are due in four installments: February 1, May 1, August 1, and November 1. Taxes are paid in four statutory installments during the year.

This is not the same as the assessment appeal deadline above. The appeal deadline is your window to contest your assessed value; the payment due date is when the resulting tax bill must be paid. Missing one does not affect the other, but missing either has real consequences — one forfeits your right to appeal for the year, the other can trigger penalties and interest.

Source: https://www.nj.gov/dca/divisions/dlgs/programs/tax_collector_docs/elements_of_tax_sales_nj.pdf

Property Tax Exemptions in Camden County

• Senior Citizen, Disabled Person, or Surviving Spouse Property Tax Deduction — Qualified New Jersey resident senior citizens age 65 or older, permanently and totally disabled persons, or unmarried surviving spouses age 55 or older, who own and occupy the dwelling and meet the stated residency and income requirements.. $250 annual deduction from real property taxes. Yes; file Form PTD with the municipal tax assessor or collector, and file the required annual post-tax-year income statement to continue eligibility. Apply by For a given tax year: file with the assessor October 1-December 31 of the pre-tax year or with the collector January 1-December 31 of the tax year; annual income statement due March 1 after the tax year.. (Source: https://www.camdencounty.com/wp-content/uploads/2020/12/ptd.pdf)
• Veteran or Surviving Spouse Property Tax Deduction — Qualified New Jersey resident honorably discharged veterans with active-duty U.S. Armed Forces service, or qualifying surviving spouses/civil union or domestic partners, who own the property and meet residency requirements.. $250 annual deduction from real or personal property taxes. Yes; file Form V.S.S. with the municipal tax assessor or collector and notify the assessor of status changes affecting eligibility. Apply by For a given tax year: file with the assessor October 1-December 31 of the pre-tax year or with the collector January 1-December 31 of the tax year.. (Source: https://www.camdencounty.com/wp-content/uploads/2020/12/vss.pdf)
• 100% Disabled Veteran or Surviving Spouse Dwelling Exemption — Honorably discharged 100% permanently and totally disabled veterans with qualifying service-connected disability, or qualifying surviving spouses/civil union or domestic partners, who own and occupy the dwelling as a principal residence and are New Jersey residents.. Full property tax exemption on the qualifying dwelling/eligible portion of the dwelling. Yes; file Form D.V.S.S.E. with the municipal tax assessor and attach required proofs such as DD214 and VA disability certification. Apply by May be filed any time during the tax year.. (Source: https://www.camdencounty.com/wp-content/uploads/2017/12/DVSSE-disabled-veteran-dwelling-exemption.pdf)
• Farmland Assessment — Land actively devoted to agricultural or horticultural use that meets the Farmland Assessment Act requirements, including generally at least five qualifying acres, qualifying activity for at least two successive years, and required gross-sales/payment thresholds.. Preferential farmland valuation/assessment for qualifying agricultural or horticultural land; non-qualifying land such as farmhouse land is assessed at true-value standards, and rollback taxes can apply after a change in use. Yes; file Form FA-1 annually, with supplemental gross-sales form, with the municipal assessor. Apply by August 1 of the pre-tax year; a limited extension may be granted no later than September 1 for qualifying illness/death circumstances.. (Source: https://www.camdencounty.com/wp-content/uploads/2020/12/STATE-FORM-FA1_Farmland-application.pdf)
• ANCHOR Property Tax Relief — New Jersey residents who owned or rented their New Jersey main home and meet income limits; for homeowners, 2025 NJ gross income cannot exceed $250,000.. For 2025 homeowners: $1,500 if NJ-1040 line 29 gross income is $150,000 or less; $1,000 if $150,001-$250,000; not eligible above $250,000. Total property tax relief benefits cannot exceed property taxes paid on the principal residence for the year. Yes for senior homeowners and Social Security/Railroad Retirement disability recipients via Form PAS-1; New Jersey will file on behalf of most eligible homeowners under 65 who are not collecting those disability benefits, based on prior-year information, unless the taxpayer must update or file independently. Apply by 2026-11-02. (Source: https://nj.gov/treasury/taxation/anchor/calculated.shtml)
• Senior Freeze Property Tax Reimbursement — Eligible senior citizens age 65 or older, or residents receiving qualifying federal Social Security or Railroad Retirement disability benefits, who meet the ownership/residency, property-tax, and income requirements for the base/application years.. Reimburses the increase between current-year property taxes billed and base-year property taxes billed, if current-year taxes are higher; total relief is capped so all property-tax relief benefits do not exceed taxes paid on the principal residence. Yes; file the combined Property Tax Relief application/Form PAS-1. Apply by 2026-11-02. (Source: https://nj.gov/treasury/taxation/ptr/hoamount.shtml)

How to Look Up Your Property Record in Camden County

You can look up your property's official record at https://www.taxdatahub.com/60d088c3d3501df3b0e45ddb/camden-county. The Camden County Board of Taxation links to this Property Assessment Data Search Hub for assessment, owner, and sales data; the search tool supports town, owner name, property, block/lot/qualifier, class, sales date, sales price range, building square footage, and year-built filters.